Honda Accord Cost of Ownership

This page summarizes estimated ownership cost for Honda Accord, including fuel or charging, insurance, maintenance, depreciation, and purchase-related cost context. Use the calculator for personalized assumptions like mileage, state taxes, and financing.

Average purchase price

$30,900

Estimated 5-year total

$57,100

Monthly ownership cost

$952

Cost categoryEstimated 5-year amount
Fuel / energy$9,100
Insurance$8,400
Maintenance & repairs$4,400
Depreciation$16,800
Total ownership cost$57,100

Fuel cost estimate

Fuel or charging is a recurring ownership expense that scales with annual mileage and local energy prices. The current planning benchmark for Honda Accord is $9,100 over five years.

Insurance cost estimate

Insurance can vary materially by ZIP code, driver profile, and coverage level. For planning purposes, this page shows a five-year insurance estimate of $8,400.

Maintenance cost estimate

Maintenance includes routine service and common repair expectations across the ownership period. The benchmark maintenance estimate for Honda Accord is $4,400 over five years.

Depreciation and resale impact

Depreciation is often the largest ownership cost because it captures value loss from purchase to resale. This page currently estimates $16,800 in depreciation over five years for Honda Accord.

Reliability rating

8.8/10 (very good)

Best years to buy

2019, 2021, 2023

Years to double-check

2008, 2013

Methodology

CarCostly estimates ownership cost using available vehicle data, fuel economy, annual mileage assumptions, fuel prices, insurance estimates, maintenance estimates, depreciation patterns, taxes, fees, and available recall or reliability signals. These estimates are for planning purposes only and are not financial, insurance, repair, or purchase advice. Actual costs vary by location, driving habits, vehicle condition, mileage, trim, insurance profile, and market prices.

FAQ: Honda Accord ownership cost

What is included in this ownership cost estimate?

CarCostly includes fuel or charging, insurance, maintenance, depreciation, and purchase-related cost context to estimate total ownership cost over time.

Does this Honda Accord cost estimate include insurance and maintenance?

Yes. Insurance and maintenance are included as separate categories so you can see how each contributes to total ownership cost.

Is depreciation included?

Yes. Depreciation is included because resale value loss is usually one of the largest ownership cost drivers.

How accurate are these ownership cost numbers?

These estimates are planning-oriented benchmarks. Actual costs vary by location, annual mileage, fuel prices, insurance profile, trim level, and market conditions.