$28,000 → $67,000
Hidden costs add up fast
The average car costs 2–3x its purchase price to own over 5 years when you add fuel, insurance, maintenance and depreciation.
Compare true ownership costs for any car — fuel, insurance, maintenance, depreciation and more. Make smarter car buying decisions.
Free to use · No signup required · Real data from NHTSA, EPA & EIA
Toyota Camry saves you $36,800 over 5 years
Car A
Toyota Camry 2022
Car B
BMW 3 Series 2022
$28,000 → $67,000
The average car costs 2–3x its purchase price to own over 5 years when you add fuel, insurance, maintenance and depreciation.
$1,200/yr difference
A BMW 3 Series costs $1,200+ more per year to insure than a Honda Civic — same driver, same coverage, same state.
50% lost in 3 years
Luxury European cars lose over half their value in 3 years. A Toyota Tacoma? Just 25%. The difference is $15,000+.
Three steps to a smarter car decision
Select up to 4 cars by make, model and year. Or enter a VIN to auto-fill.
Add purchase price, mileage, state and financing details for accurate estimates.
See a full 5-year cost breakdown and find out which car actually saves you money.
Tax, fuel, insurance, maintenance and depreciation — all in one place
Live fuel prices from the U.S. Energy Information Administration by state
Enter a VIN and we auto-fill make, model, year and fuel type instantly
See federal and state EV credits applied automatically to your total cost
Personalize insurance estimates based on your age, history and driving record
Share your comparison with a link or download a CSV report
Advanced insights powered by machine learning to help you make smarter decisions.
Billing
$0 forever
Cancel anytime
Compare your current car against new options. See exactly when switching makes financial sense.
Factor in charging costs, tax credits and depreciation to find your true EV break-even point.
Higher price or higher maintenance? Find out which choice saves more over 5 years.
Practical answers about ownership costs, depreciation, and how CarCostly estimates the numbers.
Free to start. No credit card required.
Compare cars now →