Average purchase price
$29,500
Toyota Camry Cost of Ownership
This page summarizes estimated ownership cost for Toyota Camry, including fuel or charging, insurance, maintenance, depreciation, and purchase-related cost context. Use the calculator for personalized assumptions like mileage, state taxes, and financing.
Estimated 5-year total
$54,800
Monthly ownership cost
$913
| Cost category | Estimated 5-year amount |
|---|---|
| Fuel / energy | $9,300 |
| Insurance | $8,400 |
| Maintenance & repairs | $4,200 |
| Depreciation | $16,200 |
| Total ownership cost | $54,800 |
Fuel cost estimate
Fuel or charging is a recurring ownership expense that scales with annual mileage and local energy prices. The current planning benchmark for Toyota Camry is $9,300 over five years.
Insurance cost estimate
Insurance can vary materially by ZIP code, driver profile, and coverage level. For planning purposes, this page shows a five-year insurance estimate of $8,400.
Maintenance cost estimate
Maintenance includes routine service and common repair expectations across the ownership period. The benchmark maintenance estimate for Toyota Camry is $4,200 over five years.
Depreciation and resale impact
Depreciation is often the largest ownership cost because it captures value loss from purchase to resale. This page currently estimates $16,200 in depreciation over five years for Toyota Camry.
Reliability rating
9.1/10 (excellent)
Best years to buy
2020, 2022, 2024
Years to double-check
2007, 2009
Methodology
CarCostly estimates ownership cost using available vehicle data, fuel economy, annual mileage assumptions, fuel prices, insurance estimates, maintenance estimates, depreciation patterns, taxes, fees, and available recall or reliability signals. These estimates are for planning purposes only and are not financial, insurance, repair, or purchase advice. Actual costs vary by location, driving habits, vehicle condition, mileage, trim, insurance profile, and market prices.
FAQ: Toyota Camry ownership cost
What is included in this ownership cost estimate?
CarCostly includes fuel or charging, insurance, maintenance, depreciation, and purchase-related cost context to estimate total ownership cost over time.
Does this Toyota Camry cost estimate include insurance and maintenance?
Yes. Insurance and maintenance are included as separate categories so you can see how each contributes to total ownership cost.
Is depreciation included?
Yes. Depreciation is included because resale value loss is usually one of the largest ownership cost drivers.
How accurate are these ownership cost numbers?
These estimates are planning-oriented benchmarks. Actual costs vary by location, annual mileage, fuel prices, insurance profile, trim level, and market conditions.